Navigating 2026 with Confidence
With the year well underway, plan sponsors are focusing on evolving regulations, demographic changes, and strategies to support long-term retirement readiness.
Now is a valuable moment to review important provisions, assess SECURE Act updates, and confirm that your plan remains aligned with your company’s goals and workforce needs.
Compliance Deadlines
As we move into Q2, focus on processing corrective distributions and reviewing tax filings. Taking proactive steps now keeps you ahead of year-end compliance tasks.
Download Compliance Calendar
2026 Roth Catch-up Provision
Learn how the 2026 Roth catch-up rule affects higher-earning employees and what plan sponsors need to know to prepare payroll, systems, and plan processes.
Download the Plan Sponsor Guide
What Plan Sponsors Need to Know in 2026
2026 brings new deadlines and rules for retirement plans, from Roth catch-up enforcement to long-term part-time eligibility.
Litigation Updates for 401(k) Committees
Court findings and changes continue to evolve under SECURE 2.0, creating new priorities for plan governance and fiduciary oversight.
Changes in the Labor Force and the 401(k) Plan
As Baby Boomers retire and Gen Z joins the workforce, shifting demographics are reshaping how employers design and communicate retirement benefits.
Employee Education Spotlight
Supporting your employees is a win-win. When employees feel financially confident, they’re more focused, loyal, and productive. Share the Financial Goals Planner, a simple guide that helps employees set priorities, create action steps, and make steady progress toward their financial goals.
Download the Financial Goals Planner
Frank P. Zocco, Jr., CFP®, AIF®, CRPS®
Partner
Jacobs Financial Partners, LLC
95 Glastonbury Blvd, Suite 210
Glastonbury, CT 06033
(860) 657-8757
www.JacobsFinancialPartners.com
Frank@jacobsfinancialpartners.com
Investment Adviser Representative offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Distributions from traditional IRA's and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services LLC nor any of its representatives may give legal or tax advice.
Information is provided by Frank Zocco and written by 401(k) Marketing LLC, a non-affiliate of Cetera Wealth Services, LLC. The opinions are those of the writer, and not the recommendations or responsibility of Cetera Wealth Services, LLC or its representatives.
This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.
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