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Power-Up Your Retirement
Know the basics of a 401(k) plan: choose the account type, amount to save, and invest it in savings. Adding a qualified retirement plan advisor to the mix can help employees confidently save more.
Read MoreEmployee Burnout Solutions That Work
Employee burnout and disengagement is trending upward. Here are some solutions and strategies to help move your company forward.
Read MoreStronger Lineup, Smarter Outcomes: Your 401(k) Investment Review Playbook
Your investment menu might look good on paper, but is it still aligned with participant needs? Here are eight essential steps for your next review.
Read MoreRaising Money-Smart Kids: Everyday Lessons That Build Financial Confidence
Practical, age-based ways to raise money-smart kids—habits, conversations, tools, and values that build lasting financial confidence.
Read More3 Creative Ways to Unlock Company Savings
Here are three creative ways to unlock potential retirement plan cost savings without compromising your employees’ experience or benefits package.
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Plan Sponsor Newsletter: Navigating 2026 with Confidence
Looking for fresh opportunities to strengthen retirement plans and support employees? Our latest plan sponsor newsletter covers what’s changing in 2026, from evolving workforce trends to key plan document updates.
Read MoreTax Prep vs. Tax Strategy: The Difference Matters More Than You Think
Filing your tax return reports what has already happened. Managing taxes effectively means looking forward and making decisions that can influence future outcomes. Viewing tax strategy as a year-round process can help you avoid paying more.
Read MoreUnderstanding the 2026 Roth Catch-Up Rule for High Earners
Learn how the 2026 Roth catch-up rule affects higher-earning employees and what plan sponsors need to know to prepare payroll, systems, and plan processes.
Read MoreRetiring and Hiring: Generational Shifts and Your Workplace 401(k) Plan
Discover how generational shifts, from Boomers to Gen Z, impact 401(k) strategy. Learn plan design ideas to support every stage of the workforce.
Read MoreWomen and Wealth: A Pivot Towards Retirement
Retirement is a significant transition, and it can bring both challenges and opportunities for women who have spent many years focused on their careers. For women approaching retirement age, it is crucial to consider various tips and...
Read MoreLitigation Updates for Retirement Plan Committees
Stay current on 2026 retirement plan litigation trends. Learn key ERISA rulings, fiduciary process expectations, ESG cases, and what committees should watch.
Read MoreData Breach: Your Security To-Do List
Data Breach: Your Security To-Do List Lifestyle | Read Time: 5 min According to recent statistics, data breaches have become common in today’s digital world. In fact, it is estimated that more than 350 million Americans have their...
Read MoreEmployee Education: Ultimate Financial Goals Planner
Stay organized and build strong financial habits with this Ultimate Financial Goals Planner. Set goals, track progress, and create a yearlong plan for success.
Read MoreWhat Every Plan Sponsor Should Know for 2026
Stay ahead of 2026 retirement plan updates. Learn key SECURE 2.0 changes, new Roth rules, eligibility shifts, and fiduciary trends plan sponsors need to know.
Read More2026 Compliance Calendar and Q1 Reminders
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today!
Read MorePlan Sponsor Newsletter: Strengthening Fiduciary Leadership
Explore how to support top talent, modernize employee education, and strengthen data protections in this quarter’s Effective Strategies newsletter.
Read MoreSmart Charitable Giving Strategies for Business Owners in Hartford, Connecticut
For many business owners, charitable giving isn’t just a once-a-year tax deduction—it’s a meaningful way to support the community, strengthen company culture, and create long-term impact. But knowing how to give strategically is important.
Read MoreIs Your Retirement Plan Ready for Today's Cybersecurity Threats?
Learn why cybersecurity is a fiduciary responsibility for retirement plan sponsors. Discover practical steps to help protect participant data and support compliance.
Read MoreEmployee Education: Retirement Transition Planning
Help your workforce navigate retirement with confidence. This resource focuses on emotional readiness, purpose, and planning. Share it with your employees today.
Read More2026 Contribution Limits
The 2026 Retirement Plan Contribution Limits are here! Check out the most recent changes.
Read MoreProtecting Your Employees from Bad Financial Advice
Online advice is everywhere, but it is not always right. Learn how in-person employee education supports financial wellness, trust, and stronger workplace outcomes.
Read MorePlan Sponsor Guide: Checklist for Keeping Participants Informed
A participant communication checklist helps plan sponsors stay organized, meet requirements, and support employees through plan changes with clarity.
Read MoreA Taxing Story: Capital Gains and Losses
Investment Read ~ Time: 3 min A Taxing Story: Capital Gains and Losses Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income but also to capital gains. What are capital gains?
Read More5 Advanced Tax Strategies for Employers
Explore 5 advanced tax strategies that help employers reduce taxable income, boost retirement savings, and retain top talent through optimized plan design.
Read MorePlan Sponsor Newsletter: Plan Design Considerations Edition
Retirement plan rules are changing, and we are here to keep you informed and updated. Here's what you need to know.
Read MoreThe Eye-Popping Cost of College
Did you know that for the 2024–2025 academic year, the average cost for one year of college—including tuition, fees, room, board, and other expenses—was $29,910? That price is for public four-year, in-state schools. To attend a private...
Read MoreAmericans Are Retiring Later: Here’s Why
Retirement readiness shouldn’t be a guessing game. Help employees feel prepared with clear guidance and helpful resources.
Read MoreSeptember Is National Life Insurance Awareness Month
September is National Life Insurance Awareness Month, so it’s a great time to review your coverage. If you don’t have any life insurance, you’re not alone, however, your loved ones may not be optimally protected.
Read More3 Plan Health Essentials: Forfeitures, Missing Participants, and Force-Outs
Take a closer look at forfeitures, missing participants, and force-outs—three often-overlooked areas that can help tidy up your 401(k) plan, reduce costs, and strengthen plan oversight.
Read MoreRetirement Readiness Starts Now: Helping Employees Plan with Confidence
Discover how employers can support retirement readiness through simple, effective education that helps employees plan with clarity and confidence.
Read MorePre-retirement Savings Guide
Retirement might feel far away or right around the corner—but either way, it’s important to be prepared! The new Pre-retirement Savings Guide and on-demand video are here to help you make confident choices.
Read More6 Trending Plan Provisions: What’s New and What to Know
Explore newer 401(k) plan provisions and learn the pros, cons, and practical tips for updating your retirement plan and supporting your workforce.
Read MorePlan Sponsor Newsletter: Employee Benefits Trends
Stay ahead of Employee Benefits Trends in Connecticut. Learn how companies are adapting benefits to meet workforce needs and stay competitive.
Read MoreEmployee Benefits to Help Motivate Your Workforce
Enhance workplace satisfaction in Connecticut with employee benefits that attract, retain, and engage top talent. Build a motivated and loyal workforce today!
Read MoreUnderstanding Student Loan Matching Programs
Explore the benefits of Student Loan Matching with Jacobs Financial Partners! Gain insights on how these programs can help employees pay debt & save for retirement.
Read MoreLeadership's Role in Benchmarking Retirement and Health Insurance Benefits
Stay competitive in Jacobs Financial Partners with benchmarking! Compare retirement & health benefits to attract top talent, control costs, and support employees.
Read More7 Tips to Help Participants with Long-Term Saving
Help employees in Connecticut stay focused on long-term saving with education and communication strategies that boost retirement confidence.
Read MoreBudgeting and Saving Employee Education Video & Worksheet
Empower your team with Jacob Financial Partners’ employee education resources! Watch our on-demand webinar & use our budgeting worksheet to build financial confidence.
Read MorePlan Sponsor Newsletter: Retirement Leadership Insights
Wondering how to help your 401(k) plan and committee succeed? Explore our Retirement Leadership Insights newsletter: it covers simple ways to keep your plan on track! What does a 401(k) committee do? A committee’s work shapes the...
Read MoreShould You Consider Auto-Features for Your Retirement Plan?
Auto-features like auto-enrollment and escalation simplify savings. Discover the pros and cons of adding them to your retirement plan in Connecticut.
Read More401(k) Playbook for Company Leadership
Explore Jacob Financial Partner's 401(k) Playbook for Company Leadership. Discover tips for enhancing participation, retention, and employee loyalty through smart plan design.
Read More401(k) Committee Changes and Tips to Help New Members
Has your 401(k) Committee changed recently? Explore ways to onboard members, assign mentors, and maintain compliance for a seamless transition in Connecticut.
Read MoreEmployee Education: Designing Your Future
Jacobs Financial Partners promotes employee education with the "Designing Your Future" webinar, providing insights for smart financial planning and long-term success.
Read MoreWhat Does a 401(k) Committee Do?
Uncover the responsibilities of a 401(k) Committee, including reviewing performance, managing costs, and educating employees. Optimize your retirement plan with these key insights in Connecticut.
Read More2025 Compliance Calendar
Stay ahead of deadlines with help from our annual Compliance Calendar.
Read MoreUnderstanding the Investment Menu in Your Company's 401(k) Plan
As a business leader overseeing your company's 401(k) plan and understanding the investment menu's intricacies can play a significant role in shaping your employees' retirement outcomes. In our comprehensive guide, we explore different...
Read MoreSecuring Retirement Futures: Strategies to Address Delayed Retirement
Does your 401(k) plan design support “on time” retirement? Delayed retirement is becoming increasingly common among Americans, impacting employers’ bottom lines, talent acquisition cycles, and overall productivity. A recent survey...
Read MoreEmployee Newsletter: Complete Financial Checklist
Regularly reviewing finances is essential. As a retirement plan sponsor, encourage your employees to use an annual financial checklist. Get their families involved for added benefits. Making small adjustments yearly can boost...
Read More2025 Contribution Limits
The new Retirement Plan Contribution Limits are official! The following limits are going up for 2025: Maximum contributions for 401(k), 403(b) and 457 increases to $23,500 Maximum contributions for highly compensated employees...
Read MoreQ4 Plan Sponsor Newsletter: Plan Design & Administration Edition
As we approach the end of the year, consider these important topics regarding your retirement plan. The newsletter covers information that can help the efficiency and compliance of your plan. Here's a brief overview: Retirement plan...
Read More5 Common Retirement Plan Errors and Tips to Fix
Mistakes happen–Here’s how to correct common 401(k) plan errors. Navigating the intricate rules and regulations that govern employer-sponsored retirement plans may seem overwhelming at times. Even the most diligent plan sponsors...
Read MoreRetirement Plan Review: From Participation Rates to SECURE 2.0
Gain actionable insights for optimizing efficiency and compliance through strategic plan analysis. It’s no secret that when you conduct a retirement plan review, you have a chance to understand the data and trends, which can help your...
Read MorePlan Sponsor Newsletter: Innovative Plan Strategies
We are excited to share the Q3 Newsletter, focused on innovative strategies for plan sponsors and workplace retirement plans. Download the newsletter to learn how you can elevate your company retirement plan and stay ahead with the...
Read MoreSECURE 2.0 Update: Looking Ahead
Some provisions of SECURE 2.0 have already taken effect, and more will become effective soon. For plan sponsors, preparation is the key. Starting early allows for a thorough consideration of how SECURE 2.0 provisions may impact...
Read MorePlan Sponsor Guide: Crafting an Effective and Competitive 401(k) Plan
Ready to elevate your 401(k) strategy? Discover strategies that can take your 401(k) plan beyond a financial obligation to become a catalyst for fostering a motivated, loyal team. Consider implementing features like auto-enrollment and...
Read MoreWhat's Going On in Washington?
Exploring current ERISA and DOL areas of interest In a significant move by the Department of Labor (DOL), new regulations are being rolled out that may impact your ERISA compliance and retirement plan administration. Learn how these...
Read MoreEmployee Newsletter: Debt Management Edition
This quarter’s employee education offers practical tips and strategies to help manage debt effectively, distinguishing between “good” and “bad” debt, accompanied by practical exercises for budgeting and debt management. Understanding...
Read More7 Questions to Help Optimize Your 401(k) Plan
Let’s explore some of the critical elements of workplace retirement plans. Our goal is to equip you with the knowledge you need to evaluate your current 401(k) plan with clarity and confidence, helping you make the best choices for...
Read MoreExploring In-Plan Retirement Income Solutions
To help prevent potential retirement delays, consider retirement income solutions to boost participants’ confidence in their future financial security. Both employers and employees have a growing interest in in-plan retirement income...
Read MorePlan Sponsor Newsletter: Employee Engagement Edition
As we continue to navigate an evolving workforce landscape, it's becoming increasingly evident that employees at different career stages have distinct needs when it comes to retirement planning and benefits. Understanding and...
Read MoreBoosting Retirement Confidence for Near-Retirees
Employees late in their careers need information that helps smooth the transition into retirement We are entering the “Great Retirement” era, where tens of thousands are hitting retirement age daily. By 2030, the entire baby boomer...
Read MoreEmployee Newsletter: Financial Health Edition
As a plan sponsor, employees want you to support their financial well-being. Achieving financial health takes time and commitment, here are three tips to help your employees stay focused: Make savings a routine they can stick to Set...
Read More401(k) Plan Design for an Age Diverse Workforce
Discover insights into 401(k) plan design for a multigenerational workforce. Find out ways to boost retirement readiness and deal with issues unique to each generation. Understand the best methods of retirement saving from Baby Boomers...
Read MoreOvercoming Mid-Career Retirement Savings Hurdles
Practical tips for Gen X and Millennial workers to save for retirement Life in the middle can be a pickle—just ask any mid-career employee. They're often caught between a rock and a hard place, or, more accurately, a kid's college fund...
Read MoreHelping Early-Career Employees Navigate the Saving Maze
Ways to boost financial confidence and loyalty for Gen Z employees Have you ever found yourself pondering the classic "If only I could rewind the clock and share some pearls of wisdom with my younger self" scenario? As an employer, you...
Read MorePlan Sponsor Newsletter: Fiduciary Plan Governance Q1 2024
As a responsible plan sponsor, it is crucial to ensure that you are fulfilling your fiduciary duty and maintaining proper plan governance. In this newsletter, we will discuss organizing fiduciary files and benchmarking your retirement...
Read MorePlan Sponsor Guide: Cybersecurity Checklist
It is more important than ever to prioritize the security of your company's 401(k) plan. The Department of Labor (DOL) has recognized this urgency and has issued recommendations to help employers safeguard their plans. For plan...
Read MoreIs It Time to Benchmark Your Company's Retirement Plan?
While your 401(k) plan may not have a chirping reminder, regular reviews, fee benchmarking, and a prudent process are key. Just as we routinely replace the batteries in our smoke detectors, it's equally crucial to give your company's...
Read MoreEmployee Education: Mastering the Art of Savings Buckets
If you want to help your employees in their financial journey, giving them resources on saving best practices is a good place to start. Savings buckets involves dividing money into separate accounts (buckets) each with a specific...
Read MoreUnlocking Tax Relief and Employee Appreciation: The Power of Profit Sharing
Profit sharing is not just a tool to reduce your company's tax liability; it is also a powerful means of expressing gratitude towards your employees. As we close the books on last year, employers often find themselves looking for ways...
Read More5 Helpful Ways to Organize Your 401(k) Fiduciary Files
Discover top strategies for maintaining organized 401(k) fiduciary files with best practices for compliance and peace of mind. As a plan sponsor, one of your primary responsibilities is ensuring that your company's retirement plan...
Read More2024 Compliance Calendar
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today! Download 2024 Compliance Calendar About Your Local...
Read MoreAnnual Retirement Plan Questionnaire
By conducting an evaluation of your plan's performance, investment options, fees and other factors, you can identify areas that need improvement and take steps to optimize your plan's design. This can help you stay on track with...
Read MoreEmployee Education: Festive Finances
With some planning and creativity, the holiday season can be more affordable and meaningful. We've compiled some practical tips to help employees navigate their holiday spending, so they can stay within a budget, reduce stress and...
Read MoreOptimize 401(k) Plan Administration: Q4 Newsletter
Stay informed about the latest updates and responsibilities regarding your 401(k) plan. Our latest newsletter is curated to provide valuable insights on end of year administrative tasks, plan headaches to avoid and tax strategies for...
Read MoreWrapping Up 2023: A Comprehensive Guide to End-of-Year 401(k) Tasks
As the end of 2023 draws near, those responsible for their company 401(k) plan have much to consider. With a combination of standard annual tasks and new SECURE Act provisions on your plate, we are here to help you. This article is a...
Read More2024 Contribution Limits
The new Retirement Plan Contribution Limits are official! The following limits are going up for 2024: Maximum contributions for 401(k), 403(b) and 457 increases to $23,000 Maximum contributions for individual retirement accounts (IRAs)...
Read MoreBoosting Profits and Savings: 5 Tax Strategies for Business Owners
For business owners, striking a balance between operating costs and profit is the cornerstone of success. Operating costs include everyday expenses like salaries, rent and supplies. Profit, on the other hand, is what remains after all...
Read MoreTax Strategies for Business Owners: Video
Every business is unique, and it's important to implement the right tax strategies for you. By using tax-friendly strategies, you can potentially reduce your tax liability, boost your profits, and save for retirement. Now is the time...
Read More6 Common Administrative Tasks That Can Morph Into 401(k) Plan Headaches
Managing a 401(k) plan can leave even the most seasoned administrators feeling overwhelmed. With proper support, you can simplify the complex task of retirement plan management. Top 401(k) Plan Headaches The first step is to understand...
Read MorePlan Sponsor Newsletter: Talent Management and Total Rewards Edition
The future of talent management and total rewards is changing. With the SECURE Act 2.0 now in effect, the field of plan design must keep pace with the ever-evolving employment landscape. There are a number of ways that can help you...
Read MoreSECURE Update: Long-Term, Part-Time Overview for 2024
For part-time workers, saving for retirement can be a challenge. Many part-time employees are often excluded from 401(k) plans because they often don’t meet the plan’s eligibility requirements. This includes many students, parents and...
Read MoreIRS Provides Two-Year Delay in Roth Catch-Up Requirements
The Internal Revenue Service (IRS) has granted a two-year delay in the Roth catch-up requirements. This decision brings relief to retirement plan participants and sponsors who were facing looming compliance deadlines. Let's delve into...
Read MoreVideo: Stock Markets Impact on Retirement Savings
The stock market’s movements can cause a bit of anxiety and stress for investors. One of the keys to a successful retirement is to keep saving, no matter what the stock market is doing. It’s always beneficial to connect with an advisor...
Read MoreUnlock Employee Potential with Effective and Appealing Total Rewards Program
You may have heard of a Total Rewards Strategy. It is a recruiting and retention strategy given that it goes beyond the traditional salary benefits by providing holistic rewards that entail added motivation for employees. This strategy...
Read MoreSECURE Act 2.0: What 401(k) Managers Need to Know for 2024
Required for 2024 Luckily, the required changes for 2024 are minimal. Requirement Summary Long-term, part-time employees become eligible to participate in the 401(k) plan. Catch-up contributions are required to be Roth if the...
Read MoreShould You Add an Automatic Safe Harbor IRA to Your Plan?
High employee turnover could lead to a rise in small 401(k) accounts. Explore how adding a Safe Harbor IRA provision to your plan may help reduce plan costs and potential fiduciary risks. In 2022, more than 50 million Americans left...
Read MoreEmployee Newsletter: Your Money Check-up
Money can be uncomfortable to talk about… especially when it comes to overspending and debt. Because it is helpful to reflect, here are 5 questions to assess your financial situation.
Read MoreHow Can Our 401(k) Plan Help Us Attract and Retain Star Employees?
With thoughtful design features, you can structure a 401(k) plan that stands out in a time of talent scarcity and meets your employees’ needs.
Read MoreQ2 2023 Newsletter: Employee Engagement Edition
Financial stress in the workplace can be expensive, but employee engagement through financial education and wellness programs is a great way to reduce costs. Learn more from our team at Jacobs Financial Partners.
Read MoreHow Much is Employee Stress Costing You?
Discover the hidden costs of workplace stress – from reduced productivity to increased turnover. Learn how effective financial wellness can help your company save money and resources.
Read More4 Ways Employers Can Create a Culture of Wellness
Great companies prioritize employee wellbeing. Learn top tips to establish a culture of wellness and stand out as a premier employer in Connecticut.
Read MoreIs Financial Education on Company Time Worth It?
Don't let financial stress weigh down your company. Learn how financial education can help reduce employee stress, increase wellness, and improve productivity – all while costing a fraction of the time lost from overwhelmed employees.
Read MoreQ2 2023 Employee Newsletter: Retirement Savings and Milestones
No matter where your employees are in their career, there is still time to set goals for finances and retirement! Whether they are early-career, mid-career or late-career, a few key tips can avoid common pitfalls and align goals with...
Read MoreFinancial Stress Has More Impact on Your Company Than You Think
In today’s economy, financial stress is having a profound impact on working Americans. Stressed employees are feeling the pinch; this can affect productivity, retention and engagement at work. Financial education could be an easy...
Read MoreQ1 2023 Newsletter: Fiduciary Plan Governance for Employers
At this time of year, plan sponsors are focused on their fiduciary duty which includes investment oversight, rethinking plan goals and benchmarking their plan. Stay in the loop with the best practices in our Q1 plan sponsor newsletter....
Read MoreSelecting 401(k) Investments Made Easier
Selecting 401(k) investments can feel like a lot of pressure. However, there are three steps to follow when selecting 401(k) investments that can help ease your mind. Watch the short video below to follow the steps to investment...
Read MoreInvestment Committee Checklist
Investment committees are the backbone of the retirement plan and participants’ success, both in the fiduciary process and financial wellbeing. There’s plenty to cover in a committee meeting so help formalize your plan’s foundation...
Read MoreWhy Plan Fiduciaries Need to Pay Careful Attention to Retirement Plan Fees
Competitive benchmarking is a way to measure and compare fees associated with running your retirement plan. Explore the most frequently asked questions about plan costs and benchmarking. Retirement plan fees can take many different...
Read MoreFiduciary Best Practices: Why Investment Oversight is Important for 401(k) Committees
Selecting and monitoring investment options for your company’s retirement plan is just one part of your fiduciary responsibility. How do you evaluate, benchmark and assess your plan and what other expertise or protection should you...
Read More2023 Compliance Calendar
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today! 2023 Compliance Calendar.pdf This information was developed...
Read MoreQ1 2023 Employee Newsletter: Budget Edition
The new year is a time for fresh starts. Help your employees get on track toward reaching their financial goals this year with budgeting tips. This employee newsletter focuses on budgeting tips, the 50/30/20 rule and sharing the new...
Read MoreDefining Workplace Goals is a Vital First Step to an Effective Retirement Plan
Retirement plans can be as unique as your company and its employees. Yet many committees do not take the time to set specific goals for their plans. Without defined goals, it can be difficult to create an effective retirement plan that...
Read MoreSECURE Act 2.0 – What Employers Need to Know
After a lot of excitement, Congress finally passed the Consolidated Appropriations Act which included several new retirement plan legislations. The SECURE 2.0 and other provisions strive to expand access to retirement plans, increase...
Read MoreQ4 2022 Newsletter: Adapting to Change Edition
As 2022 ends, it is time to shift your focus to optimizing your workplace and workforce. The future looks toward powerful partnerships between employers and service providers, successful financial wellness programs and smooth 401(k)...
Read More7 Employer Considerations for a Rewarding Workplace Retirement Plan
Do you want to get the most out of your retirement plan? A plan should benefit both the employer and employees. It’s important to review your plan regularly to learn if more efficient plan design options available. Here are 7...
Read MoreBuild a 401(k) Dream Team with the Power of Partnership
Leverage service providers to help your 401(k) plan run more smoothly. As a retirement plan sponsor, you are a valuable member of a team that includes your recordkeeper, third party administrator (TPA), financial wellness provider and...
Read More4 Simple Steps to Help Understand the Transition to a New 401(k) Recordkeeper
Learn what to expect when changing recordkeepers to avoid unpleasant surprises. Change can be exciting but is sometimes stressful. However, transitioning to a new 401(k) recordkeeper shouldn’t be a taxing experience. In this article,...
Read More2023 Contribution Limits
The new Retirement Plan Contribution Limits are official! The following limits are going up for 2023: Maximum contributions for 401(k), 403(b) and 457 increases to $22,500 The annual additions limit for defined contribution plans...
Read More8 Credit Building Tips for the Modern American
Credit is your financial reputation. It shows financial organizations how reliable you are when re-paying money or following through with terms of a contract. The quality of your credit can impact: Housing affordability Loan...
Read More5 Financial Wellness Tips Your Employees Will Thank You For
A financial wellness program can be an extremely valuable benefit, learn how it can help employees reduce stress while improving workplace productivity Financial wellness programs are becoming an important benefit for companies of all...
Read MoreQ3 2022 Newsletter: Optimizing Savings Strategies
Use these insights and help optimize your 401(k) plan to align with savings and talent management strategies. Identify SECURE Act tax incentives that may help you and your employees Help employers maximize savings and minimize taxes...
Read More3 Tips to Help Build and Run a Successful Retirement Plan Committee
If you are looking for ways to improve fiduciary oversight and strengthen your company's retirement plan, a committee is one of the best places to start. A committee is responsible for the fiduciary oversight of your retirement plan by...
Read More3 Fresh Ideas to Help Boost Your Employees’ Retirement Savings
Innovative and creative approaches to help your company stand out while improving workers’ financial well-being. How can your company stand out from the competition so you can recruit and retain quality talent? At the same time, how do...
Read MoreUnderstanding 401(k) Loans
The enactment of the Tax Cuts and Jobs Act of 2017 (TCJA) made changes to 401(k) loan repayment options, which should prompt plan sponsors and plan administrators to re-evaluate their existing loan program, processes and procedures....
Read More5 Ways Business Owners Can Optimize Retirement Savings
Key strategies to help employers maximize savings and minimize taxes As a business owner, you have the ability to pull certain levers to increase retirement savings while controlling tax consequences. By understanding how different...
Read More401(k) Distribution Options for Participants
The average American will change jobs 12 times. Searching for a better quality of life, workplace benefits or change of scenery has led Americans to move careers, with frequency. But what happens to their old 401(k) account? Help your...
Read MoreDon't Miss Out: SECURE Act Tax Credits & 401(k) Plan Features
Don't Miss Out: SECURE Act Tax Credits & 401(k) Plan Features The most comprehensive pension reform in 20 years, the SECURE Act, is a step forward to allow people greater access to retirement plans. The act hopes to expand retirement...
Read MoreAutomatic Features to Help Boost Participation and Savings Rates
The use of automatic features in 401(k) plans has continued to climb in popularity over the past decade. In fact, auto features such as automatic enrollment and auto escalation are considered best practices in 401(k) plan design as...
Read MoreTotal Rewards Programs Key to Recruiting & Retaining Top Talent
Total Rewards Programs Key to Recruiting & Retaining Top Talent Total rewards programs are a vital part of workplace culture, employee performance and securing top talent. Learn how program enhancements can help meet the demands of a...
Read MoreWhat are Corrective Distributions and How to Avoid Them Going Forward
Tests – the word alone is enough to make the most studious of us sweat. When placed in the context of 401(k) plans, i.e., determining whether your plan passes non-discrimination tests, anxiety levels can go through the roof! This...
Read MoreThe Dreaded 401(k) Refund: Corrective Distributions
Perhaps due to early experiences with annual tax returns, many hear the word refund and begin running down their wish list of ways to spend this extra money. However, when it comes to 401(k) refunds, or corrective distributions, the...
Read MoreEmployees Want Paychecks for Life: Pros and Cons of Guaranteed Lifetime Income
Employees Want Paychecks for Life: Pros and Cons of Guaranteed Lifetime Income Annuities and similar products may help address retirement readiness in an aging workforce People are living longer, which means they may need their...
Read MoreThe Latest Supreme Court Decision Hughes v. Northwestern – What Plan Sponsors Need to Know
The Latest Supreme Court Decision Hughes v. Northwestern – What Plan Sponsors Need to Know Once again the Supreme Court has made it clear that a prudent fiduciary process is required of all ERISA-governed retirement plans. The landmark...
Read MoreFour Tips to Boost Your Employees’ Retirement Outlook
As many employees look ahead to retirement, 70% of workers feel somewhat confident that they’ll have enough money saved to retire on time and then live comfortably.[1] However, forward-thinking employers have the ability to help their...
Read MoreIs it Time to Consider a Cash Balance Plan?
Is it Time to Consider a Cash Balance Plan? You may have heard about a “cash balance plan” and wondered whether it would be something advantageous for your business. A cash balance plan operates differently from other types of...
Read MoreItems Your Annual Retirement Plan Review May Be Missing
As a plan sponsor, you are no stranger to the annual retirement plan review. And believe it or not, it is that time of year again! Although you may meet quarterly or semi-annually with your advisor, a yearly plan assessment is an...
Read MoreGuide to Understanding DOL Audits
DOL Audits happen, are you prepared? By taking proactive measures, conducting due diligence and documenting your plan actions, you can help position your 401(k) plan to pass an audit. To help you prepare, here are 8 key steps and a...
Read MoreDiversity, Equity and Inclusion and its Impact on Retirement Plans
Diversity, Equity and Inclusion and its Impact on Retirement Plans Today’s workforce spans a variety of abilities, skills, experiences and cultural backgrounds that bring exceptional value. It is beneficial to understand and recognize...
Read MoreDo ESGs Fit Into Our Retirement Plan?
The value-driven workplace and its implications for retirement plans Your workplace may be evolving in many facets, from remote options to new generations coming into the workforce. These changes reflect those of the larger social...
Read MoreHow to Prepare for a 401(k) Audit
If the term ”audit” makes you uncomfortable, anxious or even scared, you are not alone. Last year, the Department of Labor (DOL) closed 1,122 civil investigations with 754 (67%), resulting in fees, repayments or corrective actions.[1]...
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