Our Process

• What are your financial goals?
• What are your concerns?
• For what reasons are you looking for an Advisor?
• What is your investing history?

Your answers help provide us with an overview of your current financial situation and how we may be
able to help.

When a decision is made to begin working with our firm, we will send you contract paperwork and a list of documents necessary to begin the financial planning process.

Once we receive your documents, we’ll use a risk analysis tool to help determine if your current asset allocations are in line with your overall financial picture.

Approximately 2-3 weeks after we’ve had a chance to input your data, a zoom or in-person meeting will be scheduled. Examples of what this meeting will include are:

• Investment Collaboration: This is an opportunity to learn more about the wide variety of investment vehicles we have access to and participate in the design and construction of your financial plan. Rough drafts of insurance illustrations will be shared. Your informed feedback will allow us to custom design a Financial Model that works for you and focuses on your objectives.
• Review of Risk Management Findings: We will review any identified risks and offer guidance and suggestions as to how you can transfer risks identified. If you’re not comfortable with your current level of risk, we’ll dive deeper into possible alternatives and adjustments to better match your portfolio with your big picture.
• Estate Plan Design: A review of your current documents (if applicable) will be discussed. If new or revised documents are warranted, assistance will be provided.

The various parts of your financial plan will be implemented, such as opening new accounts, completing rollovers, opening annuities and selecting pension options.

Throughout your financial planning journey, we’ll be here to address your evolving needs, prepare for the unexpected, plan for upcoming changes and more. We’ll continuously monitor your investments and make ourselves available to you whenever and however works best for you. Our Reviews consist of:

• Formal check-ins, including planning and investment reviews
• Informal check-ins
• Investment Statement Review: As you receive new investment statements, we will walk you through your statements, help you understand the relevant information and answer any questions you may have.