Power Up Your 401(k) Plan
Just like a game has levels, so does retirement. You can unlock new levels over time as you participate. The longer you participate, the more your savings may grow.
You Don’t Need to Be an Expert Player to Retire Comfortably
A 401(k) plan is your savings account for the future. You choose to put a portion of each paycheck into the plan and invest your savings. Contributions are automatic. Here’s how you get started:
- Choose a mode: traditional or Roth 401(k)
- Choose an amount: decide how much to save in the plan
- Invest your savings: select your investments from your plan's menu of investment choices
Download Employee Education Guide
Talk to an Advisor
Early career: Talk with an advisor about plan benefits, investment options, and financial priorities.
Mid-career: Talk with an advisor about changing financial priorities, windfalls or inheritance, and annual financial reviews.
Pre-retirement: Talk with an advisor about retirement strategies, including catch-up contributions, tax planning, required withdrawals, and retirement income.
The reward of saving for retirement is greater freedom to choose when to retire and how to live during retirement.
Frank P. Zocco, Jr., CFP®, AIF®, CRPS®
Partner
Jacobs Financial Partners, LLC
95 Glastonbury Blvd, Suite 210
Glastonbury, CT 06033
(860) 657-8757
www.JacobsFinancialPartners.com
Frank@jacobsfinancialpartners.com
Investment Adviser Representative offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.
Distributions from traditional IRA's and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services LLC nor any of its representatives may give legal or tax advice.
Information is provided by Frank Zocco and written by 401(k) Marketing LLC, a non-affiliate of Cetera Wealth Services, LLC. The opinions are those of the writer, and not the recommendations or responsibility of Cetera Wealth Services, LLC or its representatives.
Investing involves risk, including possible loss of principal. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.
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