Tax Planning

Tax Planning, especially at year end, can be complicated when you begin to consider deferring income, accelerating deductions, factoring in the AMT (alternative minimum tax), and taking full advantage of tax-advantaged retirement savings vehicles. We help you simplify these complex tax strategies and offer guidance with tax-loss harvesting. For example, year-end is a good time to evaluate whether it makes sense to convert a tax-deferred savings vehicle like a traditional IRA or a 401(k) account to a Roth account. Higher-income individuals have additional concerns to consider, such as capital gains and qualifying dividends being taxed at the maximum 20% rate. Contact us today so we can help you integrate comprehensive tax planning as part of your whole financial picture.

As you build and manage your wealth, you may find yourself seeking ways to optimize your investment returns while minimizing your tax burden. By understanding how to build a tax-efficient investment strategy, you can make an effort to keep more of your money and put that money to work toward your future. We can help you explore tax-efficient investment strategies so you make the most of your portfolio, including

Finding appropriate investment vehicles for tax efficiency, such as tax-deferred & tax-free accounts
Leveraging tax-efficient assets, such as municipal bonds, exchange-traded funds, and tax-efficient mutual funds
Managing capital gains efficiently, including delaying capital gains and tax rates for high income earners
Being strategic about distributions, including dividend and interest income & limiting distributions from certain investment types
Utilizing tax-loss harvesting by offsetting capital gains and reinvesting without losing portfolio balance

Contact us today to build a tax-efficient strategy with one of our Advisors!

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